We are not a bank.
We are a bulldozer.

The first global app that pays you to save, spend, and send money
— all in one place.

A Global Account
That Prioritizes You

Say goodbye to the barriers of the conventional financial system. Step into the new era of financial liberation where your money knows no borders, no restrictions, no exorbitant transaction fees, only growth!

Earn up to 5.30% U.S. Treasury yields, on-chain

Teleport your money from one country to another, fee-free

Whether it is Italy or Mexico, save up to 15x when sending money there — Oh, 0% exchange rate mark-up and no sneaky hidden fees! Even no more entering account numbers.

Send money in 100+ currencies to your contacts or anyone in our global search in seconds.

Send money within seconds to bank and mobile money accounts in 70+ countries.

Send and receive crypto within seconds from external wallets.

Pay With The Most International Card

A Smarter Card

Greenw

Earn up to 35%

unlimited cash-back on your favorite brands, for real!

Welcome to our virtual shopping mall! Where else can you shop from numerous top brands and get up to a 35% cash-back on every purchase? Imagine the hundreds or even thousands of dollars you could be pocketing each year! Be a smarter shopper.

With your MoneyFlap account, go from underserved to what you deserve

Easy deposits and withdrawals

Quickly link your account to hundreds of local and international mobile wallets, banks, and crypto exchanges.

Global cash-in and cash-out

Instantly deposit and withdraw cash from your account in your local currency at one of 350,000+ locations in over 181 countries.

Buy airtime and data

Instantly recharge credit and data for any phone, and worldwide.

Real-time Spending Insights and Analytics

Our intelligent analytics presents you with easy-to-understand charts and a summary of your transactions so you can track your finances and make better spending decisions. No spreadsheet. No calculator!

Connect, Feel, and Engage Like You’re There!

Connect with your loved ones via our end-to-end encrypted messaging and calling service. Share multimedia content, laugh over GIFs, and organize group chats, all under secure corridors.

Fast Loans, No Fuss: Switch On The 0%

Why let emergencies spoil your good night's sleep? Borrow instantly any amount using your money saved as collateral and repay in up to 25 easy installments – your first payment can be made within 90 days after approval! No hidden fees. No interest. No credit checks.

Available Soon

We do SIMs too!

Travel smart, enjoy unlimited roaming with MoneyFlap eSIM! Forget the old-fashioned ways of changing cards or hunting down Wi-Fi spots abroad. Be it a trip to Paris or an exotic vacation - connect your life with just a click.

Available Soon

We Take Your Security to New Heights

Compliance-first

From day 1, we are certified, audited, and regulated across multiple jurisdictions.

Break-free control

Push notifications, 2-step verification, biometrics, card controls, and fraud detection to protect you from any fraudsters, 24/7.

Bankruptcy remote

Your money are fully segregated and held with qualified, licensed, and insured custodians.

VIP customer support

Have an account query at 3 am? Ok. Chat with our team 24/7 through the app.

Your Legacy, Not Theirs

Open your account in 2 minutes, verify your ID, and start enjoying your Everything app.

A Global Account That Prioritizes You